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Privacy policy

Perpax is not released yet. This notice says how the first version will work. We will update it, with a new date, before launch and before any new feature that changes it.

The short version

Perpax keeps your groups, bills and payments on your phone. We do not collect, upload, sell or share them. There is no account to create and no bank login.

What stays on your phone

Group names, the names of friends you add, bills, amounts, notes, receipt photos you take and your settings.

What is sent online

Only when a bill uses another currency: the two currency codes and the date are sent to an exchange-rate service to fetch a rate. No amounts, names or other details are sent.

Sharing a summary

When you share a summary by message or QR code, you choose the app and the people. What you share is then held by that app.

Reminders

Reminders are made on your phone. On the lock screen they never show names or amounts.

Payments

Any subscription will be handled by Google Play or the App Store. We never see your card details.

Later: Goldmend account and Sen

Shared groups on every phone, and Sen, the Goldmend Money assistant, need an optional Goldmend account. We will explain exactly what each sends before you can turn it on.

Your rights

Your data is on your device: you can export or delete it at any time. Company policy and data requests: goldmend.com/privacy or privacy@goldmend.com.