Eating out
Bill splitting · by Goldmend Money
Split it. Stay friends.
Perpax splits meals, rent and holidays with friends, housemates and travel groups. Any currency, service charge and GST in one tap, and who owes whom at a glance.
Free to use. No account and no bank login. Made in Singapore for Southeast Asia, Asia, Australia and the USA.
Bali trip · 4 pax · exampleYou are owed S$355.50Settled in 3 payments.
What Perpax does
Everything a shared bill needs
Planned for the first version. We will update this page as each part is built.
Add a bill in seconds
Split equally, by item, by share or by exact amounts.
Service charge and GST
The 10% and 9% in one tap, or tips and tax for other places.
Any currency
20 currencies at the day's rate, with the trip total in your home currency.
Settle up, fewest payments
See who owes whom at a glance, and settle a whole trip in a few transfers.
Gentle reminders
A nudge to settle up, with no names or amounts on the lock screen.
Private by design
No account and no bank login. Your groups stay on your phone.
How it works
Three steps to all square
Make a group
A trip, a flat or your makan kaki. Add friends by name.
Add bills as you go
Who paid, how much, in which currency, and how to split it.
Settle up
Perpax works out the fewest payments. Share a summary, then mark each one paid.
Example · Bali trip, 4 pax
Villa, 3 nights (you paid)S$640.00
Boat trip (Jess, Rp 2,880,000)S$240.00
Seafood dinner (Mei, Rp 2,232,000)S$186.00
Scooter hire (Ravi, Rp 864,000)S$72.00
Ravi, Mei and Jess pay youS$355.50
Example figures at an example rate of S$1 = Rp 12,000.
Plans
Splitting is always free
Free
Unlimited groups and bills, every split method, 20 currencies and settling up. No ads.
Planned
Perpax Plus
Extras such as receipt photos, PDF and Excel trip reports and repeating bills. Price to come.
Goldmend Money One, one plan for every Goldmend Money app, is also planned.
Journal
Guides to splitting fairly
24 guides by Goldmend Money: eating out, trips, housemates and settling up.
FAQ
Questions
Is Perpax available yet?
Not yet. We are building it now. Android comes first, on Google Play, and iPhone after. This page will say when it is ready.
Will it be free?
Yes. Splitting bills, every currency and settling up will be free. A Perpax Plus plan with extras such as receipt photos and trip reports is planned. Its price is not set yet.
Do my friends need the app?
No. One person can keep the group's list and share a summary by message or QR code. Shared groups that update on every phone come later, with the optional Goldmend account.
Does Perpax connect to my bank?
No. Perpax never asks for a bank login. You add bills yourself.
Can I use it outside Singapore?
Yes. Perpax is for English speakers in Southeast Asia, the rest of Asia, Australia and the USA, with RM, A$, US$ and 20 currencies in all.
Can I split bills today?
Yes, with Financce, our everyday money app. Its bill splitter does service charge and GST, and it is free on Android now.